Services & Fees
Are you looking for ongoing retirement & tax planning advice and investment management?
What We Do
- Retirement Planning
- Tax Planning
- Social Security Timing
- Retirement Income Planning
- Investment Management
Who We Serve Best
Our services are best for anyone looking for a trusted fiduciary partner to help with ongoing financial, tax and investment decisions in preparation for, transitioning to, and throughout retirement. We provide advice on annual income planning and portfolio distributions, Roth conversions, investment management, etc.
What It Costs
Transparency is an integral part of being a fiduciary. The table below outlines our Ongoing Planning Fees based on the amount of assets that we manage. Fees are billed quarterly in arears, and deducted directly from client’s accounts at Charles Schwab & Co., Inc. Your fee will be agreed upon prior to entering a formal engagement with us. We do have a minimum first year fee of $1,800.
Ongoing Planning Fees
Below are our Annual Advisory Fee’s based on Household Account Values.
| Account Value | Annual Advisory Fee |
| $0 – $500,000 | 1.00% |
| $500,001 – $1,000,000 | 0.85% |
| $1,000,001 and Above | 0.65% |
Ongoing Planning Fees
Below are our Annual Advisory Fees based on Household Account Values.
| Account Value | Annual Advisory Fee |
| $0 – $500,000 | 1.00% |
| $500,001 – $1,000,000 | 0.85% |
| $1,000,001 and Above | 0.65% |
New Client Roadmap
Being a planning focused firm, we happen to have a clear, no stress process for new clients.
Intro Call with Brian – The first step in our process is a 30 minute call to discuss what has your attention today and to share a little about our process as well. This is where you decide if you would like to continue on our no-stress process to a no-cost, no-obligation Discovery meeting.
Discovery Meeting – You are provided a simple checklist of what information would be beneficial before this meeting. We clarify where you are today and explore what has your attention and what retirement means to you.
Observations Meeting – We review the one page summary of what is truly important to you and some observations about where you are at and where you want to go. This document provides the full picture of how we will work together if that is what you decide to do. You are encouraged to take the summary with you and decide after this meeting if you want to move forward.
What happens once you decide to work with us?
Brief Call with Brian – This is a brief call to gather the missing data needed to prepare for our Onboarding Paperwork Meeting.
Onboarding Paperwork Meeting – We review and complete all of the steps in order to open your accounts, transfer your assets, and discuss what to expect going forward.
Next Steps Meeting – We review your initial planning action items and accounts as well as our investment philosophy.
Begin Ongoing Service Process – You enter our regular service and review process where we meet in the Spring and Fall as well as on an as-needed basis.
Next Step
If our services, fees, and no-stress process are what you have been searching for, I encourage you to click the button below to schedule our first conversation so that you can retire with confidence and give yourself permission to focus on what is truly important in life.
Phone: 605 787 1255
Email: brian@imfinancialplanning.com
Office Location:
910 5th Street, Suite 106
Rapid City, South Dakota 57701
Schedule An Introductory
Call with Brian
Iron Mountain Financial Planning LLC (“IMFP”) is a registered investment adviser offering advisory services in the States of South Dakota and Wyoming and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by IMFP in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.
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