Insightful Articles & Education
CARES Act – Allows Return of Unwanted 2020 RMDs
One of the key provisions of the CARES Act, The Coronavirus Aid, Relief, and Economic Security Act that took effect...
Summary of the 2020 Social Security Trustees’ Report
The Social Security Board of Trustees released their annual report at the end of April once again this year. The...
Why Motorcycle Riders Should Retire in the Black Hills of South Dakota
You and I both know that South Dakota was ranked the best state for retirement in Bankrate’s 2018 “Best and worst...
Summary of the 2019 Social Security Trustees’ Report
Earlier than ever, the Social Security Board of Trustees released their annual report at the end of April this...
The Purpose of Life Insurance
Do I have enough life insurance? It’s a simple question with a simple answer. However, getting from the...
Why Get Financial Advice from This Motorcycle Rider?
Earlier in my career, I worked as a fee-based financial advisor. This meant that I got paid to give advice AND...
The Ride of Your Life: Financial Planning with a Motorcycle Rider
The Ride of Your Life: Financial Planning with a Motorcycle Rider Article written by Brian Bickett I was...
How Completing the Saddle Sore 1000 Changed My Life
I have been aware of the Iron Butt Association (IBA) for a couple of decades now. I always watch with wonder and...
Retroactive Social Security Benefits – Another Option to Consider
For most Americans, deciding when to start their Social Security retirement benefits is daunting. It is one of...
Retirement Planning Case Studies
Case Study #1
After accumulating wealth throughout the years, Dan and his wife Carol began thinking about retirement.
They currently hold a variety of investment accounts, including 401ks from different employers, stock options, an ESPP, and multiple brokerage accounts.
They have three adult children (one still in college) and two grandkids. Dan and Carol live modestly, own their home, and look forward to spending more time with family in retirement.
Case Study #2
Retired Without A Plan
Mark and Laura recently retired from rewarding careers and have lots of plans for the future.
They want to ensure that their retirement plan not only enables the lifestyle they have envisioned in retirement but that they have a plan to make sure they never run out of money.
Reducing taxes, improving investments, and creating a reliable income stream in retirement was their priority.
Case Study #3
Recently or Unexpectedly Widowed
Susan loved her husband Robert so. She never thought there would be a day without him there to share more memories, let alone to help guide her through difficult and confusing financial decisions.
After her period of mourning, she needed to be able to see and clearly understand all of her options, which removed a lot of her worries. She was able to move forward with their plans, confident in knowing that she would be well looked after.
(Note: These case studies are hypothetical, do not involve actual Iron Mountain Financial Planning clients, and should not be construed as a guarantee.)