Investment Management Services

Iron Mountain Financial Planning, LLC provides on-going management of individually tailored investment portfolios.  Client accounts are held directly at TD Ameritrade Institutional.

Our Evidence-Based Investing Approach

Moving beyond passive and active investing to focus on why and improve client outcomes.

Evidence-Based Investing

  • Long-Term Market History
  • Focus on what we can control
  • Practical Application
  • Patient Participation
+

vs.

Traditional Investing

  • Trying to outperforming the markets
  • Relying on “Expert” opinions
  • Risk is secondary to performance
  • Quick to react to the latest news

Evidence-Based Investing Differs from Traditional Investing in Several Areas

Focus on investor’s goals, portfolio’s developed with expected market retuns in mind.

Choosing a different Path

Focus on beating the markets and chasing the next hot trend.

Development and adherence to an Investment Policy Statement which answers the how and why.

u

Starting with the Why

Investing to get the highest return, nevermind risk and potential for loss – more money is better.

Long-term perspective, recognizing rtirement portfolios are designed for 30 to 40+ years.

Perspective of Time

Short-term performance focus, how did we do last quarter.

Low implementation and maintenance costs, less return is lost to expenses.

Expenses Matter

Increased trading inherent to active investing drives up investor expenses and taxes.

Utilizing asset location strategies to place assets in the most tax efficient account type.

Investment Location

Accounts are invested similarly regardless of account tax characteristics.

Actively monitoring opportunities for tax loss harvesting by utilizing market swings to reduce income taxes.

Market Volatility

Taking gains and losses only when changing to the next hot trend.

Quarterly rebalancing ensures portfolio risk remains in alignment with investor goals.

Rebalancing

Growth has been outperforming for several years, we should add to that fund.

Investment Management Fees

Below is a table showing our Annual Advisory Fee’s based on Account Values. 

Account Value Annual Advisory Fee
$0 – $500,000 1.00%
$500,001 – $1,000,000 0.85%
$1,000,001 and Above 0.65%

Investment Management Fees

Below is a table showing our Annual Advisory Fee’s based on Household Account Values. 

Account Value Annual Advisory Fee
$0 – $500,000 1.00%
$500,001 – $1,000,000 0.85%
$1,000,001 and Above 0.65%

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Start your journey to financial freedom and peace of mind today.

Brian Bickett, CFP at Iron Mountain Financial Planning, LLC

Schedule An Introductory
Call with Brian

Iron Mountain Financial Planning

Phone: 605 787 1255
Email: brian@imfinancialplanning.com

Office Location:
910 5th Street, Suite 106
Rapid City, South Dakota 57701

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Iron Mountain Financial Planning LLC (“IMFP”) is a registered investment adviser offering advisory services in the States of South Dakota and Wyoming and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by IMFP in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.

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